Return Claims

A photo is no longer proof of damage.

Anyone can now generate a convincing photo of a "damaged" product with an AI image tool. Some shoppers are already using them to get refunds on items they received in perfect condition. RealShield AI checks the photo before you pay.

Schedule a demo

Return fraud is already a tens of billions problem.

$849.9 billion

Total US retail returns expected in 2025, 15.8% of annual sales.

Source: NRF and Happy Returns, October 2025

9%

Share of returns that are fraudulent, about $76 billion in 2025. The dollar figure is our own calculation from the report's two numbers.

Source: NRF and Happy Returns, October 2025

$103 billion

Cost of fraudulent returns and claims to US retailers in 2024, with 15.14% of returns deemed fraudulent.

Source: Appriss Retail with Deloitte, December 2024

85%

Share of retailers now using AI to detect or prevent return fraud.

Source: NRF and Happy Returns, October 2025

These two studies define fraud differently, so the honest range is roughly 9% to 15% of returns.

What retailers report seeing

71%

Overstated quantity. Of retailers tracking fraud incidents, this share report it.

65%

Empty box or "box of rocks."

64%

Decoy returns such as counterfeit items.

Source for all three: NRF and Happy Returns, October 2025.

Now the evidence itself can be faked.

1

A shopper buys a product and receives it in good condition.

2

They use an AI image tool to create a photo of it torn, cracked or crushed.

3

They send that photo through the return or claims process and ask for a refund.

Bedding brand Boll & Branch has publicly described finding AI-generated damage photos in customer return claims.

Source: PYMNTS, March 2026

French media reported AI-generated damage photos used to get refunds on Vinted, Amazon and Fnac.

Source: OECD AI Incidents Monitor, March 2026

Yofi's CEO told Modern Retail the company went from rare cases to seeing this daily across its merchants.

Source: Modern Retail, March 2026

It is not only photos.

Reports also describe AI-made fake shipping receipts and AI-written complaints.

The photo is one piece you can check.

Check the photo before you refund.

Return Verification is part of the RealShield AI app.

Upload the photo a customer sent with a return request.

Get a clear answer.

Risk rating

Every photo gets a score and a rating of Low Risk, Medium Risk or High Risk.

Heatmap

See which areas of the image look manipulated, so you know what to question.

Plain guidance

Each result tells you what to do next, such as asking the customer for more evidence.

Low Riskscore under 40%

No significant AI signals detected. Photo appears consistent with authentic capture.

Medium Risk40% to 69%

Moderate manipulation indicators detected. Consider requesting additional documentation.

High Risk70% and above

Strong AI-generation signals detected in this return photo. Consider requesting additional evidence before approving the return.

RealShield gives you one strong signal. No detector is perfect, so use it alongside your order history and your own judgment. You stay in control of every refund decision.

Return Verification checks photos. Your scan history is kept in the app so you can review past decisions.

See it on a return photo

Real examples, run through RealShield AI.

Submitted photo

Headphones submitted photo

Heatmap

Headphones heatmap showing areas where the image shows signs of AI generation
High Risk99%

Strong AI-generation signals detected in this return photo. Consider requesting additional evidence before approving the return.

A photo of broken headphones. Three independent AI detection tools flagged it as AI-generated. RealShield rated it High Risk.

Submitted photo

Cracked phone screen submitted photo
Low Risk1%

No significant AI signals detected. Photo appears consistent with authentic capture.

A real photo of a cracked phone screen, taken in 2012, long before AI image tools existed. RealShield rated it Low Risk.

Photo by Håkan Dahlström, CC BY 2.0, via Wikimedia Commons (resized and cropped).

A PDF report for every scan

Every scan through the RealShield AI API comes with a PDF report.

It shows the score, the risk rating, the submitted photo, the heatmap and a plain recommendation.

Keep it with the return or the claim as a record of what was checked.

Standard report

Branded RealShield AI. Ready to file or share.

View sample report (PDF)

White label report

Carries your company name.

View white label sample (PDF)

Samples generated from the headphones example above.

Stop paying for photos that were never real.

Or email us at support@realshield.ai

Sources, as of September 2026

EU AI Act
Art. 50